SERVICE DESCRIPTION

       -    SHHA department is responsible for application of low middle income plots.

-          issue building material loan maximum of P45 000.00 and P60 000.00 turnkey

-         To collect monthly service levy and loan

-         To provide technical advice to plot holders and beneficiaries of SHHA loans

-          Process application for Title Deed

HOW DO I OBTAIN THE SERVICE

 For a person to qualify for a SHHA plot he/she should be:

-         Be a Motswana citizen

-         Age 21 years and above

-         Earning P4 400.00 to P36 400.00 per annum

-         Bring copy of Omang

-         Pay slip

-         Two passports photos

BUILDING MATERIAL LOAN

 The loan limit has been increased to P45 00.00 to complete an already existing structure. An assessment is made as to the level of development and the cost of completion which is not supposed to exceed the limit stated above. The applicant still continues to buy building materials. Interest is only charged when the applicant defaults.

 For a person to qualify for building material loan (BML) he/she should be:

-         Earning P4 400.00 to P36 400.00 per annum.

-         Bring copy of Omang

-         Pay slip

-         Two passports photos

-         Not owing service levy

-         An assessment is made as to the level of development and the cost of completion which is not supposed to exceed the limit stated above

-         To produced approved plan

 TURNKEY DEVELOPMENT SCHEME

 This is where the beneficiaries are handed a complete house to the tune of P60 000.00 without them buying materials like the old SHHA loan. For one to benefit he/she must be earning not less than P4 400.00 and not exceeding P36 400, 00 per annum.. The amount of loan is determined by monthly income of the applicant and the monthly installments should not exceed 25% of the monthly income.

 For a person to qualified for Turnkey loan he/she should be:

-         earning P4 400.00 to P36 400.00 per annum

-         bring copy of Omang

-         pay slip

-         two passports photos

 COST INVOLVED IN OBTAINING THE SERVICE

 Repayment period is 20years at 0% interest 

10 % will be charged to beneficiaries who will default on their payments

-         orientation sessions are conducted after the approval of loan

-         first installment is paid before drawing of materials

-         materials are drawn in stages and if in arrears no material is issued

WHERE CAN I GET THE INFORMATION?

 Customer can acquire information from all SHHA offices, Public Relation offices, and the respective Council’s toll free number 0800 600 242